Applying For Us Bank Credit Card Reddit Too Many Nqueries
Applying For Us Bank Credit Card Reddit Too Many Nqueries - I opened an easy checking account with us bank last year. But the following week they called me to confirm and that i would be getting my new card a few days. Us bank looks back 12 month's. I applied for the us bank cash+ visa signature card last month and was denied because of too many hard inquiries. It seems that if you’ve had too many inquiries or new accounts lately, you may want to abstain from applying for a new us bank credit card, else you may get the axe. I just know us bank is very new account/inquiry sensitive, so i wanted to make sure everything was right before i applied.
So basically question comes down to is it worth it to keep a bank account open and not open up other cards to get a us bank card or are there plenty of good enough offerings out there that i. I applied for the us bank cash+ visa signature card last month and was denied because of too many hard inquiries. Different banks have rules of how many new accounts or apps you can recently have to get approved by them, but none of those rules lasts more than 2 years. The inquiries will slowly begin to age out. I just know us bank is very new account/inquiry sensitive, so i wanted to make sure everything was right before i applied.
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I was approved for the cff last. They kept spamming me to their credit card. Here's the risk i want to take. So basically question comes down to is it worth it to keep a bank account open and not open up other cards to get a us bank card or are there plenty of good enough offerings out there.
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I did not get instantly approved online, but a few days later i got a letter. Usually there is a checking account bonus floating around with them. I have banked with them for a few years now. I was approved for the cff last. It seems that if you’ve had too many inquiries or new accounts lately, you may want.
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If you apply for cards sparingly, then it shouldn’t be any harder than other issuers. So basically question comes down to is it worth it to keep a bank account open and not open up other cards to get a us bank card or are there plenty of good enough offerings out there that i. Us bank is very conservative.
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I applied for the us bank cash+ visa signature card last month and was denied because of too many hard inquiries. Usually there is a checking account bonus floating around with them. I just know us bank is very new account/inquiry sensitive, so i wanted to make sure everything was right before i applied. Us bank is very conservative with.
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Anyone able to turn a denial because of too many inquiries into an approval for this card? I applied for the us bank cash+ visa signature card last month and was denied because of too many hard inquiries. Here's the risk i want to take. Us bank is very conservative with their credit cards. It seems that if you’ve had.
Applying For Us Bank Credit Card Reddit Too Many Nqueries - So basically question comes down to is it worth it to keep a bank account open and not open up other cards to get a us bank card or are there plenty of good enough offerings out there that i. Wells fargo and citi typically look back 6 month's when you apply for a credit card. They kept spamming me to their credit card. If you apply for cards sparingly, then it shouldn’t be any harder than other issuers. Us bank looks back 12 month's. I have banked with them for a few years now.
I did not get instantly approved online, but a few days later i got a letter. I called the reconsideration line today just for the hell of it and was told. If you were declined by all the cards you are. I was approved for the cff last. I opened an easy checking account with us bank last year.
I Called The Reconsideration Line Today Just For The Hell Of It And Was Told.
Anyone able to turn a denial because of too many inquiries into an approval for this card? The last time i applied for a credit card, which wasn’t long ago, i was approved online within minutes and received my card within days and use the new card within a couple of weeks. They didn't mention anything about this being a reason for denial and mentioned that if i apply for the card again in a few months, they'd be more lenient seeing that my past inquiries were just. I applied for one in oct 21 with 5 inquiries within 6 months and 6.
I Did Not Get Instantly Approved Online, But A Few Days Later I Got A Letter.
It seems that if you’ve had too many inquiries or new accounts lately, you may want to abstain from applying for a new us bank credit card, else you may get the axe. So basically question comes down to is it worth it to keep a bank account open and not open up other cards to get a us bank card or are there plenty of good enough offerings out there that i. But the following week they called me to confirm and that i would be getting my new card a few days. I just know us bank is very new account/inquiry sensitive, so i wanted to make sure everything was right before i applied.
Us Bank Looks Back 12 Month's.
The inquiries will slowly begin to age out. I did and was denied. If you got a card and it was only one bank that sent you the too many inquiries, honestly i wouldn't sweat it. I opened an easy checking account with us bank last year.
If You Were Declined By All The Cards You Are.
If you apply for cards sparingly, then it shouldn’t be any harder than other issuers. Different banks have rules of how many new accounts or apps you can recently have to get approved by them, but none of those rules lasts more than 2 years. Having a banking relationship may help in some circumstances, but is not essential. I received an invitation from us bank to apply for one of their cards.