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To apply for a credit card, you’ll provide personal and financial information to the issuer, and they’ll use that to decide whether to offer you the card. If you’re applying online, you should get an answer quickly. ***first year fee reversal will reflect in the 4th bill statement. Explore a variety of credit cards including cash back, lower interest rate, travel rewards, cards to build your credit and more.

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Knowing your credit score and the bank’s application rules will help you choose the right card to apply for. Usually, the fastest way to apply for a credit card is via the bank’s website. They reserve the right, however, per the credit card application pages: Access to credit cards from top banks all in one place.

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