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Check your free credit score and credit report as often as you want, and get alerts about changes so you can manage your credit effectively. Try to use less than 30% of your available credit. You can check your credit score for free in less than two minutes on wallethub, the first site with free daily credit score updates. It's $0 and no credit card required.
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It’s better to have a higher credit limit and use less of it. Fortunately, there are many ways to obtain your credit score, with or without paying for it. Your credit reports update often. Borrowing more than the authorized limit on a credit card may lower your credit score.
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