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With good credit habits, your credit card company may reward you with an automatic credit limit increase. To potentially improve your odds of a credit limit increase, keep your account in good standing, pay your bills on time, and maintain a lower utilization rate. A balance transfer credit card, or balance transfer card, is a credit card that offers you the option to transfer a balance from an existing credit card account. Some balance transfer credit cards offer a 0% introductory apr on balance transfers for a certain period of time.

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Understand the benefits of having multiple credit cards and how to manage different credit card accounts responsibly if deciding to open another one. Find the right wells fargo no annual fee credit card for your needs, including travel credit cards, balance transfer credit cards, and cash back credit cards.